Personal Checking

Basic Checking - If you only write a few checks each month, Basic Checking may be the perfect account for you. There is no minimum balance requirement; a low regular monthly maintenance fee; and, you may make up to 20 transactions, including ATM withdrawals, each month.

Classic Checking - Keep the required minimum balance in this account or in other deposit accounts at Providence Bank, and you can enjoy Classic Checking without a monthly balance requirement fee. Take advantage of up to 40 transactions per month including ATM withdrawals.

Interest Plus Checking - An interest bearing checking account that allows up to 40 transactions per month, including ATM withdrawals. By maintaining the required minimum balance in your checking account or a combination of other deposit accounts at Providence Bank, there is no monthly balance requirement fee.

Royal Account - We created this relationship account for customers who expect the very best from their banking relationship. The Royal Account combines features of a money market investment account and a premium checking account. Earn a tiered interest rate on your checking account, based on your minimum daily balance in the account. And, you can choose the "no monthly balance requirement fee" option that is right for you. All this plus more benefits than you can count, including:
• Unlimited check writing
• Standard checks at no charge (or $6 credit toward another style)
• Preferred interest rates on loans and credit cards
• A 3" by 5" safe deposit box at no charge (based on availability)
• Online Banking and Bill Pay at no charge
• No fee Providence Bank Cashier Checks (limit 4 per statement cycle)
• No fee American Express® Travelers Checks
• No fee for usage of other bank ATMs
     You may incur a fee imposed by the ATM service provider.
• No annual fee MasterCard® or VISA (based on credit approval)

Silver Elite Checking - An interest-bearing checking account for our Providence Bank customers who are age 50 or over. There is no monthly balance requirement fee if you maintain the required low minimum balance in this account or in a combination of other Providence Bank deposit accounts. Up to 40 checks or ATM withdrawals per month are included.